by Michelle Manuel | Nov 15, 2019 | FINANCIAL FREEDOM, FINANCIAL TALK, FINANCIAL TIPS
Our physical appearance is a deeply ingrained part of our confidence and this is reinforced by what we see in the media, how we are treated when we look good and even in our career advancement and earnings potential. It is no wonder we are enticed into spending...
by Michelle Manuel | Oct 19, 2019 | FINANCIAL FREEDOM, FINANCIAL TALK, FINANCIAL TIPS
There are approximately 4.3 million self employed people in the UK comprising 15% of the working population. This is a large amount of people on irregular incomes and growing daily by all accounts. While I hate the word Budget, a conscious spending and savings plan is...
by Michelle Manuel | Sep 6, 2019 | FINANCIAL FREEDOM, FINANCIAL TALK
“Time is more valuable than money. You can get more money but you cannot get more time”. Jim Rohn This is the core philosophy of the Financial Independence Retire Early Movement (“FIRE”). Fire has been the buzzword in the US for a number of...
by Michelle Manuel | Jul 28, 2019 | FINANCIAL FREEDOM, FINANCIAL MINDSET, FINANCIAL TIPS, FINANCIAL TOOLS, Uncategorized
You have worked on creating a clear vision of your goals and planned future lifestyle. Based on how much you have coming into your bank account you know how long it is going to take you to get to your goal. Given this clarity you are super excited and committed to...
by Michelle Manuel | Jul 19, 2019 | FINANCIAL FREEDOM, FINANCIAL MINDSET, FINANCIAL TALK, FINANCIAL TIPS, FINANCIAL TOOLS
The most unromantic and unsexy sentence ever written, but one that can add to the foundations of a strong relationship. Much of our romantic lives follow a pretty standard path, first date, the first sleepover, the first vacation and then moving in together. Money...
by Michelle Manuel | Jul 12, 2019 | FINANCIAL FREEDOM, FINANCIAL MINDSET, FINANCIAL TALK, FINANCIAL TIPS, FINANCIAL TOOLS
As a Gen Xer I grew up in an era that saw the personal computer become a household item, the advent of ATMs and the first forays into creating the brick mobile phone. It is probably an understatement when I say being tech savvy was not my sweet spot. While that was...
