by Michelle Manuel | Apr 3, 2020 | FINANCIAL FREEDOM, FINANCIAL MINDSET, FINANCIAL TALK, FINANCIAL TIPS, FINANCIAL TOOLS
It’s estimated that around 35% of the British workforce do not have a pension and this is despite the UK having an auto enrolment regime for those in employment. Additionally more than 20% of the over 50’s have no private pension savings and are dependent on the state...
by Michelle Manuel | Mar 21, 2020 | FINANCIAL MINDSET, FINANCIAL TIPS, FINANCIAL TOOLS
You read that correctly. In this heightened period of desperate uncertainty and anxiety it is time to apply a different thinking to our financial health. This means tearing up the rules that typically govern good financial practice and implementing new measures that...
by Michelle Manuel | Mar 13, 2020 | FINANCIAL MINDSET, FINANCIAL TALK, FINANCIAL TIPS
Many of my clients are convinced they can’t start a business. They believe they are not innovative, extrovert or entrepreneurial enough. This is possibly a newsflash to you, but we all are extremely capable and have been endowed with amazing skills to run any...
by Michelle Manuel | Mar 6, 2020 | FINANCIAL FREEDOM, FINANCIAL MINDSET, FINANCIAL TALK, FINANCIAL TIPS
It’s all very exciting when we lay out our goals for the year and one of them is to get our money situation in order. We imagine having extra money to do the things we want to do, not to have to stress every time the month lasts longer than the money and not to feel...
by Michelle Manuel | Feb 29, 2020 | FINANCIAL TALK, FINANCIAL TIPS, FINANCIAL TOOLS
The best answers to any question are always found with hindsight. I once again discovered this after succumbing to the cuteness factor of a puppy. My questions, could I afford it financially and from a lifestyle perspective are being answered in spades. And not...
by Michelle Manuel | Feb 7, 2020 | FINANCIAL TALK, FINANCIAL TIPS, FINANCIAL TOOLS
If the statistics are to be believed married women should financially plan for a day when they are single. The life expectancy in the UK at birth of men is 79.1 years and women 82.9 years. Furthermore 32% of women are expected to reach 90 as opposed to 21% of...
