by Michelle Manuel | Nov 15, 2019 | FINANCIAL FREEDOM, FINANCIAL TALK, FINANCIAL TIPS
Our physical appearance is a deeply ingrained part of our confidence and this is reinforced by what we see in the media, how we are treated when we look good and even in our career advancement and earnings potential. It is no wonder we are enticed into spending...
by Michelle Manuel | Nov 8, 2019 | FINANCIAL TALK, FINANCIAL TIPS
The world’s population is expected to reach a staggering 9.7 billion by 2050. The damage that 7 billion people have been able to inflict on the planet is evident in the effects of climate change, deforestation, number of extinct living organisms and depletion of...
by Michelle Manuel | Oct 25, 2019 | FINANCIAL MINDSET, FINANCIAL TALK, FINANCIAL TIPS
Our overconsumption is literally costing us the earth. It not only detracts from our ability to save and build a financially solid future for ourselves, it is also quite literally diminishing the sustainability of this planet. When we think about how we are impacting...
by Michelle Manuel | Oct 19, 2019 | FINANCIAL FREEDOM, FINANCIAL TALK, FINANCIAL TIPS
There are approximately 4.3 million self employed people in the UK comprising 15% of the working population. This is a large amount of people on irregular incomes and growing daily by all accounts. While I hate the word Budget, a conscious spending and savings plan is...
by Michelle Manuel | Sep 19, 2019 | FINANCIAL TALK, FINANCIAL TIPS, FINANCIAL TOOLS
I have been using a simple excel spreadsheet to manage and monitor my financial life. It works but is time consuming to populate from all the various sources and makes me feel as dated as the Generation Xer I am. Recently on the Choose FI podcast one of the hosts...
by Michelle Manuel | Sep 14, 2019 | FINANCIAL TALK, FINANCIAL TIPS, FINANCIAL TOOLS
Many years ago I bought a small property as a weekend getaway. I hadn’t caught on to the income generating value of property at that stage and after realising not too many weekend getaways were happening, I decided to rent it out. I wish I could say the property bug...
