by Michelle Manuel | Sep 18, 2020 | Financial Control, FINANCIAL FREEDOM, FINANCIAL MINDSET, FINANCIAL TALK, FINANCIAL TIPS, FINANCIAL TOOLS
It is estimated 8.3 million people in the UK are unable to pay back their debt and yet there is still a world of shame around admitting we may be one of them. This debt shame can lead us to hide and isolate ourselves in our fears as we struggle to bear what can...
by Michelle Manuel | Aug 21, 2020 | Financial Control, FINANCIAL FREEDOM, FINANCIAL MINDSET, FINANCIAL TALK, FINANCIAL TIPS, FINANCIAL TOOLS
The UK treasury recently announced a stamp duty holiday to get the property market going post the Covid 19 lockdown. This has inspired many would be home owners to rethink the rent they are paying. So is now the time to buy ? It depends! We still operate under the...
by Michelle Manuel | Aug 14, 2020 | FINANCIAL FREEDOM, FINANCIAL TALK, FINANCIAL TOOLS
The answer to getting out of debt ? Stop spending ! Oh wait! It isn’t that simple because if it was none of us would be in debt! Aside from life circumstances that I am certainly not diminishing here, we have some sticky habits that are keeping us trapped in our bad...
by Michelle Manuel | Jul 25, 2020 | FINANCIAL MINDSET, FINANCIAL TALK, FINANCIAL TOOLS
I have always had a complicated relationship with food and a few years back had my eyes opened to the fact that I have that exact same relationship with money. They are two very powerful aspects of our lives, both of which we cannot live without. They...
by Michelle Manuel | Jul 10, 2020 | FINANCIAL MINDSET
“Don’t save what is left after spending but spend what is left after saving” A simple life rule. So why can’t we seem to stick to it? Well, the good news it isn’t all our fault! Psychologists have a few theories to explain why our brains forget our budgets....
